Business bank accounts
Choose the right bank account for your business needs.
Not sure which business account you need?
Compare business accounts, or read more about each account below.
Ideal for businesses1 that mainly transact online
Open our most popular everyday business bank account online if you do most of your banking online and have less need to bank in branch.
- Unlimited fee-free electronic transactions2
- 30 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals)
- $10 monthly account-keeping fee.
For businesses1 with high transactional needs
A complete everyday business bank account, ideal for customers who mainly transact electronically, but have a high number of branch and cheque transactions each month.
- Unlimited fee-free electronic transactions2
- 70 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals)
- $20 monthly account-keeping fee.
Access your savings when you need them
A business savings account that allows you to set money aside for payments such as GST and other taxes.
- Earn interest on surplus funds
- 24/7 access via Internet and Phone Banking to a linked eligible St.George everyday account2
- No minimum monthly balance or deposit required
- No account-keeping fee.3
More for your business
Business bank accounts FAQs
| Freedom Business Account | Business Cheque Account Plus | |
|---|---|---|
| Monthly account keeping fee | $10 each month3 | $20 each month3 |
| Monthly fee-free transaction allowance | 30 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals) | 70 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals) |
| Interest paid | N/A | N/A |
Important information
The information on our website is prepared without knowing your financial circumstances. Before deciding to acquire or hold a product, please read the Terms and Conditions and consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print it. If you would like a paper copy ask at your local branch.
Conditions and fees apply.
1. Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations.
2. Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/Bank of Melbourne/Westpac ATM withdrawals in Australia, St.George/BankSA/Bank of Melbourne ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.
3. Other fees and charges may apply, including for branch access. Fees and charges may be payable on your eligible St.George everyday account.
4. This fee does not apply if you have a Commercial Overdraft or Business Maximiser Overdraft facility. Please see the Business Lending and Finance Facilities Fees and Charges for specific services and loan accounts booklet for the Account-keeping fee (formerly known as ‘Monthly Account Keeping fee’)/loan account fee that will apply to your facility. All credit applications are subject to St.George’s normal lending criteria.